A clearer process
Know each step before you enquire.
For South African government employees considering personal credit or consolidation.
1
Learn and check
Read the guides, make a realistic budget and check whether your employer may be covered.
2
Submit an enquiry
Provide truthful information and consent to the described processing. Documents are handled through a secure application route.
3
Review the outcome
The lender assesses and may make an offer. Compare total cost and decide whether to proceed.
Before you accept an offer
Check your instalment, interest, fees, term, insurance if applicable, total repayable, and any debts being settled. If you are already unable to meet obligations, a registered debt counsellor may be more appropriate than another loan.
Enquire